Once upon a time if you wanted to get a risk free return on
your investment, you put cash in a savings account. If you wanted a superior
return, you risked at least part of your cash in the stock, bond, and/or commodities
market for a shot at superior returns.
Now, in this low to negative interest rate environment, you
get almost no risk free return or even have to PAY to keep your savings safe.
You need to risk at least part of your cash just for the potential of a return
at all.
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