Friday, May 27, 2016

Pursuing Career Passions Makes The Bumps Easier

When you are pursuing your career passions, it makes it easier to get past the inevitable bumps in the road.

Wednesday, May 25, 2016

Always Look for Bargains in the Stock Market

Long-term investors should always strive to find stocks of publicly traded businesses with decent fundamentals trading at low valuations. The cheaper the stock the better the chances of achieving a superior return.

Tuesday, May 24, 2016

Invest in Educating Yourself

Always invest in educating yourself. It doesn’t necessarily mean go to college. It could mean learning a trade skill and reading books to improve your knowledge in areas such as investing, technology or any other fields that you may want to pursue.

Monday, May 23, 2016

Advantages of Dividend Stocks

Buying shares of companies that pay a dividend is like purchasing an income stream. Investing in companies that regularly boost their dividends is like getting a raise on a consistent basis. Of course, it comes with risks. Those dividends need to be backed by expanding free cash flow and a company shouldn’t pay too much of its free cash flow out in dividends. Personally, I prefer that a company that pays out less than 50% of its annual free cash flow out in dividends.

Tuesday, May 17, 2016

Save for a Rainy Year

Sometimes you need to save for a rainy year. You need an emergency fund to cover at least a year or more of expenses.

Monday, May 16, 2016

Thoughts On Negative Interest Rates Part II

Part of the motive behind negative interest rates is to get people to spend more money. When people spend money it disempowers them. Perhaps this is what central banks and governments want?

Friday, May 13, 2016

Three Ways to Save

There are three ways to save: 1) Spend less than you earn 2) Make more than you spend 3) The combination of No. 1 and No. 2. Understandably, it’s more difficult for some people to do this than others. However, if you want to accumulate wealth you should strive to do these things.

Thursday, May 12, 2016

Are you prepared for the proverbial floods in life?

Always be prepared for unexpected life events such as a job loss or cut in benefits. Always have enough cash on hand to pay for 1-2 years of life expenses.

Wednesday, May 11, 2016

What is common stock?

A share of common stock represents an ownership interest of a business.

Tuesday, May 10, 2016

Is there waste in your financial life?

Figuring out wasteful expenses will help you save.

Monday, May 9, 2016

Don’t let greed get in the way of rational thinking

Greed can cause you to make bad investing decisions. Seeing a popular stock go up in value may make you feel like you are missing out on great riches when you may be buying at the top. Make sure you hit the pause button and research a particular investment before taking the plunge.

Friday, May 6, 2016

Wednesday, May 4, 2016

Are stocks on sale?

Long-term investors should look at stock market corrections in the same way that a shopper looks at discounted merchandise.

Tuesday, May 3, 2016

Do you live for your neighbors?

Chances are they don’t care about the newest vehicle or boat that you bought.

Monday, May 2, 2016

Thoughts on Negative Rates

Some countries have negative interest rates, which means some savers and bond investors actually pay for the privilege of saving and investing. This could potentially happen in the United States if global trends hold up. What kind of perverse world punishes saving???