Let’s say you use a 5 can roll of snuff a week. This roll costs $16. This equates to $832 per year. At the oft quoted 10% compound annual growth rate for the stock market this equates to $37,655.70 over the course of a 40 year career span. At a 15% compound annual growth rate this amount goes to $222,862.47. You could conceivably have these amounts in 40 years if you give this up for one year.